{"id":4397,"date":"2021-02-21T12:03:26","date_gmt":"2021-02-21T01:03:26","guid":{"rendered":"https:\/\/www.www.covertradie.com.au\/?p=4397"},"modified":"2022-06-05T16:10:59","modified_gmt":"2022-06-05T06:10:59","slug":"electrical-contractor-insurance-sa","status":"publish","type":"post","link":"https:\/\/www.covertradie.com.au\/electrical-contractor-insurance-sa\/","title":{"rendered":"Electrical Contractor Insurance SA"},"content":{"rendered":"\n<h1 class=\"gb-headline gb-headline-b8099159 gb-headline-text\">Many have been lead to believe that Electrical Contractor Insurance in SA is expensive because Electricians are a high risk trade.<\/h1>\n\n\n\n<p>You know what,<span><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-central-palette-2-color\">There&#8217;s <\/mark><mark style=\"background-color:rgba(0, 0, 0, 0);font-weight: bold; color: rgb(255, 0, 0);\" class=\"has-inline-color\">NO NEED<\/mark><\/span> to believe this BS.<\/p>\n\n\n\n<p>Keep in mind:<\/p>\n\n\n\n<ul><li>Electrician insurance is cheaper in SA than any other state in Australia<\/li><li>Good insurance starts around $411 for 12 months or around $38 per month<\/li><li><span style=\"font-size: inherit; background-color: initial; font-family: -apple-system, system-ui, BlinkMacSystemFont, &quot;Segoe UI&quot;, Helvetica, Arial, sans-serif, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;;\">Insurers consider Electricians almost similar risk to Carpenters, Landscapers etc.<\/span><\/li><li>Get your insurance from a specialist broker not just any body.<\/li><\/ul>\n\n\n\n<p class=\"gb-headline gb-headline-f63af633 gb-headline-text\"><strong>CoverTradie&#8217;s knowledge has helped many and now you can benefit also.<\/strong> <strong>You just need the right insurance that  <span style=\"color:#144ed5\" class=\"has-inline-color\">saves money<\/span> and prevents claim time <span style=\"color:#ff0000\" class=\"has-inline-color\">headaches<\/span>. <\/strong><\/p>\n\n\n\n\n\n\n<section class=\"gb-container gb-container-09496d42\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-db23c25e gb-headline-text\">Getting insurance with CoverTradie is as easy as\u20261,2,3<\/p>\n\n\n<div class=\"gb-grid-wrapper gb-grid-wrapper-2a47c26e\">\n<div class=\"gb-grid-column gb-grid-column-ee029dd2\"><div class=\"gb-container gb-container-ee029dd2 shadow\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-abd66bcc\"><span class=\"gb-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\"> <title>number2<\/title> <path d=\"M16 3c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13-5.82-13-13-13zM17.757 22.536h-2.469v-9.305c-0.901 0.841-1.964 1.463-3.188 1.867v-2.234c0.644-0.211 1.344-0.612 2.099-1.202s1.273-1.278 1.555-2.064h2.003v12.938z\"><\/path> <\/svg><\/span><span class=\"gb-headline-text\">Quick Phone Call<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">No Forms to Complete \u2013 We do that for you<\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-837a814d\"><div class=\"gb-container gb-container-837a814d shadow\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-2250bd22\"><span class=\"gb-icon\"><svg height=\"32\" viewBox=\"0 0 32 32\" width=\"32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m16 3c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13-5.82-13-13-13zm4.342 17.426v2.297h-8.656c.093-.867.374-1.688.843-2.465.468-.776 1.393-1.807 2.774-3.09 1.111-1.037 1.793-1.74 2.045-2.109.34-.51.51-1.014.51-1.512 0-.551-.147-.975-.441-1.271s-.7-.444-1.219-.444c-.512 0-.92.156-1.223.467s-.478.827-.523 1.549l-2.469-.247c.146-1.359.605-2.335 1.378-2.928s1.739-.888 2.898-.888c1.27 0 2.268.343 2.994 1.028s1.089 1.538 1.089 2.557c0 .58-.104 1.132-.312 1.656s-.537 1.074-.988 1.647c-.299.38-.839.929-1.621 1.644-.781.714-1.276 1.188-1.484 1.422s-.376.463-.505.686h4.91z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\">Get Your Options<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">We do the heavy lifting of finding the right insurance for you<\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-c0411a6b\"><div class=\"gb-container gb-container-c0411a6b shadow\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-5c7ae770\"><span class=\"gb-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\"> <title>number<\/title> <path d=\"M16 3c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13-5.82-13-13-13zM18.995 21.357c-0.826 0.797-1.854 1.194-3.086 1.194-1.166 0-2.133-0.335-2.9-1.005-0.769-0.67-1.214-1.545-1.337-2.627l2.391-0.289c0.076 0.607 0.281 1.071 0.616 1.393 0.333 0.321 0.738 0.482 1.213 0.482 0.51 0 0.939-0.194 1.289-0.582 0.348-0.387 0.522-0.909 0.522-1.566 0-0.621-0.167-1.115-0.501-1.479-0.335-0.364-0.742-0.545-1.223-0.545-0.317 0-0.695 0.062-1.136 0.184l0.272-1.997c0.668 0.018 1.178-0.127 1.529-0.434s0.526-0.715 0.526-1.224c0-0.433-0.128-0.777-0.385-1.035-0.258-0.257-0.599-0.386-1.025-0.386-0.421 0-0.779 0.146-1.077 0.438s-0.479 0.72-0.544 1.281l-2.281-0.386c0.158-0.782 0.397-1.407 0.717-1.875s0.765-0.835 1.336-1.103 1.212-0.401 1.921-0.401c1.213 0 2.186 0.387 2.918 1.161 0.604 0.633 0.905 1.348 0.905 2.145 0 1.131-0.619 2.034-1.858 2.708 0.739 0.158 1.33 0.513 1.772 1.063 0.443 0.551 0.664 1.215 0.664 1.994 0.001 1.132-0.412 2.095-1.238 2.891z\"><\/path> <\/svg><\/span><span class=\"gb-headline-text\">Pay And You Are Done<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Monthly or Annual Payment Options<\/p>\n\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"gb-button-wrapper gb-button-wrapper-7f79fe03\">\n\n<a class=\"gb-button gb-button-61bb8eb9 gb-button-text\" href=\"tel:+611300190535\">Call 1300 190 535<\/a>\n\n<\/div>\n<\/div><\/section>\n\n\n<h2 class=\"gb-headline gb-headline-798aeb85 gb-headline-text\"><span class=\"ez-toc-section\" id=\"If-there-was-one-state-you-rather-be-in-to-get-Electrical-Contractor-Insurance-then-it-has-to-be-South-Australia\"><\/span><strong>If there was one state you rather be in to get Electrical Contractor Insurance, then it has to be South Australia.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>South Australia has lower prices for Electricians Insurance than any other state, well at least we have seen one higher and we do a fair few quotes.<\/p>\n\n\n\n<p>See the chart below:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_State_Electrician_100K_5M.png\" alt=\"\" class=\"wp-image-4287\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_State_Electrician_100K_5M.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_State_Electrician_100K_5M-600x400.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_State_Electrician_100K_5M-300x200.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_State_Electrician_100K_5M-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption>Prices for a small business with turnover of $100,000 and liability limit of $5 million.<\/figcaption><\/figure>\n\n\n\n<p><strong><span style=\"color:#ff0000\" class=\"has-inline-color\">Key Observations:<\/span><\/strong><\/p>\n\n\n\n<p>Electrician Contractor Insurance QLD cost is the highest due to the consumer protection legislation where as SA & WA pretty close to each other on the lower side.<\/p>\n\n\n\n<p>NSW Electricians pay the most out of all the non-consumer legislation states. Tough luck electrical contractors NSW<\/p>\n\n\n\n<p>You may wonder, why is the price of insurance for electricians so low in South Australia?<\/p>\n\n\n\n<p>The answer is simple, there are some simple reasons:<\/p>\n\n\n\n<ul><li>Electricians are not required to have consumer protection insurance built into their public liability insurance unlike for Electricians in Queensland and Plumbers in Victoria.<\/li><li>Many insurance classes in SA are cheaper in general compared to other states.<\/li><li>Electricians in general are pretty careful, the frequency of claims against electricians are low. Having said that if there is a claim, it can be large.<\/li><\/ul>\n\n\n\n<p>All of this only means one thing, lower prices for Electricians Insurance in South Australia.<\/p>\n\n\n\n<p>We will get the pricing conversation in a minute but there is often another question asked of us by Electricians.<\/p>\n\n\n\n<p><strong>What insurances do I need to be an electrician?<\/strong><\/p>\n\n\n\n<p>You can read about our detailed article <strong><span class=\"has-inline-color has-central-palette-3-color\"><a href=\"https:\/\/www.covertradie.com.au\/electrical-contractors-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a><\/span><\/strong> where we have gone into the details that talk about Electrical Contractors Insurance in general.<\/p>\n\n\n\n<p>In this article, we have focussed on the Electrical Contractor Insurance Cost in SA.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Public-Liability-Insurance\"><\/span><strong><a href=\"https:\/\/www.covertradie.com.au\/public-liability-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Public Liability Insurance<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Chances are that you would be allocated a job if your head contractor or your direct client has seen the certificate of your public liability insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-Public-Liability-Insurance\"><\/span><strong>What is Public Liability Insurance<\/strong>?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If as part of your business activities you are found responsible for a damage caused to someone&#8217;s property or injury to a person or even their death, you want to make sure you have the right insurance &#8211; Public Liability Insurance.<\/p>\n\n\n\n<p>For electricians it could mean:<\/p>\n\n\n\n<p>Replacing a broken switch at someone&#8217;s property, you didn&#8217;t insulate the live wires properly. With the heat of the current, eventually the wires fused causing a short circuit burning the house down.<\/p>\n\n\n\n<p>An event like this can generate a large claim if you are held responsible for the property damage. The right public liability insurance is absolutely necessary in an event like this.<\/p>\n\n\n\n<p>This is a must have insurance, regulators in each state make it mandatory that you have at least $5 Million dollar coverage which really only startup  guys take up.<\/p>\n\n\n\n<p>Whether you need $5 Million, $10 Million or $20 Million coverage, will most likely depend on the type of jobs you do and who you work with.<\/p>\n\n\n\n<p>As a subcontractor to other business particularly large business, you will be asked to provide a certificate of currency of $20 million coverage.<\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-936ee5af gb-headline-text\"><span class=\"ez-toc-section\" id=\"What-is-the-cost-of-Electrical-Contractors-Insurance-in-SA\"><\/span>What is the cost of Electrical Contractors Insurance in SA?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The cost of Electrical Contractors Insurance in WA starts at $411 for the year or about $38 per month. That is for a small business with turnover of $100,000 on a $5 Million liability limit.<\/p>\n\n\n\n<h2 class=\"gb-headline gb-headline-f3bcef1d gb-headline-text\"><span class=\"ez-toc-section\" id=\"Things-that-make-a-difference-to-your-insurance-premiums\"><\/span><strong>Things that make a difference to your insurance premiums<\/strong>:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Your business turnover, is it $100,000 or $500,000 or somewhere in between or more?<\/li><li>Location\/State  &#8211; we know SA has some pretty low rates.<\/li><li>Occupational Activities &#8211; What jobs are you picking up, domestic, commercial or industrial?<\/li><li>Do you have any claims history?<\/li><li><span style=\"font-size: inherit; background-color: initial; font-family: -apple-system, system-ui, BlinkMacSystemFont, &quot;Segoe UI&quot;, Helvetica, Arial, sans-serif, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;;\">Level of cover etc. &#8211; $5Million coverage or $50 Million?<\/span><\/li><\/ul>\n\n\n\n<p>As you can see, there are many little things which change the risk in you business which causes insurers to change the premiums. All tailored to your individual circumstances.<\/p>\n\n\n\n<p>Let&#8217;s explore further:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_TradesComparison_5M_100K.png\" alt=\"\" class=\"wp-image-4407\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_TradesComparison_5M_100K.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_TradesComparison_5M_100K-600x400.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_TradesComparison_5M_100K-300x200.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_TradesComparison_5M_100K-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption>Prices for a small business with turnover of $100,000 in SA and Public Liability Limit of $5Million<\/figcaption><\/figure>\n\n\n\n<p>Not only that, the insurance for Electrical Contractors in SA is cheap compared to your electrician colleagues in other states, that you know from the chart we presented earlier.<\/p>\n\n\n\n<p>Would it be nice if everyone could get their insurance for $411? <\/p>\n\n\n\n<p>Unfortunately, not everyone is in the same boat, variations in your business result in difference in premiums.<\/p>\n\n\n\n<p>So if you asked, is there a change the premium if your turnover is higher?<\/p>\n\n\n\n<p>YES, there is!<\/p>\n\n\n\n<p>Common sense tells us that premiums will increase with the increase in turnover. <\/p>\n\n\n\n<p>How much that increases really depends on the insurers. Some don&#8217;t see much difference between turnovers of $100K vs $200K but others do.<\/p>\n\n\n\n<p>The general trend is upwards though with increase in turnover. Lets see:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_Turnover_Electrician_5M.png\" alt=\"\" class=\"wp-image-4410\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_Turnover_Electrician_5M.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_Turnover_Electrician_5M-600x400.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_Turnover_Electrician_5M-300x200.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_SA_Turnover_Electrician_5M-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption>SA Electrical Contractors Insurance, $5million liability limit.<\/figcaption><\/figure>\n\n\n\n<p>Observe closely and you will notice that there is a jump increase from 100k to 200k than there is a small change from 200K to 300K. <\/p>\n\n\n\n<h2 class=\"gb-headline gb-headline-31f2a6e2 gb-headline-text\"><span class=\"ez-toc-section\" id=\"5-million-vs-10-million-vs-20-million-limits\"><\/span>5 million vs 10 million vs 20 million limits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Like we said earlier, when you start, a limit of $5 million might be suitable as you are doing jobs to meet the needs of domestic clients.<\/p>\n\n\n\n<p>Often many Tradies work with larger businesses as sub-contractors who generally dictate how much insurance you should have.<\/p>\n\n\n\n<p>In which case you may need a $10 or $20 million limit, there by raising the question:<\/p>\n\n\n\n<p>What is the cost of 10 million public liability insurance or cost of 20 million public liability insurance?<\/p>\n\n\n\n<p>There is some increase in premium with higher liability limits but its not huge. See table below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Limit<\/td><td>Lowest<\/td><td>Average<\/td><td>Highest<\/td><\/tr><tr><td>$5&nbsp;Million<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 411<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 516<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 715<\/td><\/tr><tr><td>$10&nbsp;Million<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 514<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 627<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 858<\/td><\/tr><tr><td>$20&nbsp;Million<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 528<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 761<\/td><td>&nbsp;$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 991<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>If you broker or insurer is charging more than these figures, there&#8217;s one thing you can do for them not looking after your best interest. <strong><span style=\"color:#0d09ff\" class=\"has-inline-color\">Give us a call!<\/span><\/strong> We will sort out your insurance properly.<\/p>\n\n\n\n<p>Insurance that saves money and prevents unnecessary claims headaches.<\/p>\n\n\n\n<p>That was just a high level view of Electrician insurance in SA. <\/p>\n\n\n\n<p>As you can see that there is a lot of pricing options available in the market. Its certainly a bad strategy to pay any more than what you need to. There are some insurers who see electricians as a high risk occupation and others who don&#8217;t.<\/p>\n\n\n\n<p>A knowledgable broker can make a difference and we think we know a thing or two about the tradies insurance market so give us a call and we&#8217;d be more than happy to sort out insurance for you.<\/p>\n\n\n\n<p class=\"gb-headline gb-headline-00f99bb5 gb-headline-text\" id=\"trades\">Insurance Types<\/p>\n\n\n<div class=\"gb-container gb-container-35f1cda4\"><div class=\"gb-inside-container\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-4ac314c9 grid-border\">\n<div class=\"gb-grid-column gb-grid-column-5bf4eaa5\"><a class=\"gb-container gb-container-5bf4eaa5\" href=\"https:\/\/www.covertradie.com.au\/public-liability-insurance\/\"><div class=\"gb-inside-container\">\n<div class=\"gb-container gb-container-5f26d0a6\"><div class=\"gb-inside-container\"><\/div><\/div>\n\n<div class=\"gb-container gb-container-80cd17be\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-cf585332 gb-headline-text\"><strong>Public Liability<\/strong><\/h4>\n\n<\/div><\/div>\n<\/div><\/a><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-30d6b96c\"><a class=\"gb-container gb-container-30d6b96c\" href=\"https:\/\/www.covertradie.com.au\/tools-insurance\/\"><div class=\"gb-inside-container\">\n<div class=\"gb-container gb-container-344d5ed5\"><div class=\"gb-inside-container\"><\/div><\/div>\n\n<div class=\"gb-container gb-container-d8b79062\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-b0e8a246 gb-headline-text\"><strong>Tools<\/strong><\/h4>\n\n<\/div><\/div>\n<\/div><\/a><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-fa20acdb\"><a class=\"gb-container gb-container-fa20acdb\" href=\"https:\/\/www.covertradie.com.au\/personal-accident-insurance\/\"><div class=\"gb-inside-container\">\n<div class=\"gb-container gb-container-8b135972\"><div class=\"gb-inside-container\"><\/div><\/div>\n\n<div class=\"gb-container gb-container-8f8e8d6a\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-cb6d4179 gb-headline-text\"><strong>Personal Accident<\/strong><\/h4>\n\n<\/div><\/div>\n<\/div><\/a><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-00adfe81\"><a class=\"gb-container gb-container-00adfe81\" href=\"https:\/\/www.covertradie.com.au\/commercial-vehicle-insurance\/\"><div class=\"gb-inside-container\">\n<div class=\"gb-container gb-container-a4f0ef41\"><div class=\"gb-inside-container\"><\/div><\/div>\n\n<div class=\"gb-container gb-container-7031fb96\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-7e807134 gb-headline-text\"><strong>Commercial Vehicle<\/strong><\/h4>\n\n<\/div><\/div>\n<\/div><\/a><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-0d22fffb\"><a class=\"gb-container gb-container-0d22fffb\" href=\"https:\/\/www.covertradie.com.au\/contract-works-insurance\/\"><div class=\"gb-inside-container\">\n<div class=\"gb-container gb-container-a771f7df\"><div class=\"gb-inside-container\"><\/div><\/div>\n\n<div class=\"gb-container gb-container-e60c0fc3\"><div class=\"gb-inside-container\">\n\n<h4 class=\"gb-headline gb-headline-89a2966c gb-headline-text\"><strong>Contract Works<\/strong><\/h4>\n\n<\/div><\/div>\n<\/div><\/a><\/div>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Many have been lead to believe that Electrical Contractor Insurance in SA is expensive because Electricians are a high risk trade. You know what,There&#8217;s NO NEED to believe this BS. Keep in mind: Electrician insurance is cheaper in SA than any other state in Australia Good insurance starts around $411 for 12 months or around &#8230; <a title=\"Electrical Contractor Insurance SA\" class=\"read-more\" href=\"https:\/\/www.covertradie.com.au\/electrical-contractor-insurance-sa\/\" aria-label=\"Read more about Electrical Contractor Insurance SA\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":4415,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[11,5,1],"tags":[],"post_series":[],"_links":{"self":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/posts\/4397"}],"collection":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/comments?post=4397"}],"version-history":[{"count":2,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/posts\/4397\/revisions"}],"predecessor-version":[{"id":6135,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/posts\/4397\/revisions\/6135"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/media\/4415"}],"wp:attachment":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/media?parent=4397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/categories?post=4397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/tags?post=4397"},{"taxonomy":"post_series","embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/post_series?post=4397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}