{"id":2614,"date":"2020-07-23T16:38:45","date_gmt":"2020-07-23T06:38:45","guid":{"rendered":"https:\/\/www.www.covertradie.com.au\/?page_id=2614"},"modified":"2022-07-24T18:02:54","modified_gmt":"2022-07-24T08:02:54","slug":"plumbing-insurance","status":"publish","type":"page","link":"https:\/\/www.covertradie.com.au\/plumbing-insurance\/","title":{"rendered":"Plumbing Insurance"},"content":{"rendered":"<div class=\"gb-container gb-container-2340e263\"><div class=\"gb-inside-container\">\n\n<h1 class=\"gb-headline gb-headline-fdca19c6 gb-headline-text\">Plumbing Insurance <\/h1>\n\n\n\n<ul><li>Plumbing Insurance cost is <strong>increasing fast<\/strong> due to claim numbers<\/li><li>Many insurers have already increased<strong> excess<\/strong> on water damage claims<\/li><li>Some insurers avoiding plumbers with <strong>policy exclusions<\/strong><\/li><li>Without knowledge the <strong>risk of getting overcharged is high<\/strong><\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:26px\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#0000ff\" class=\"has-inline-color\"><strong>CoverTradie can help you get the right cover at cost effective rates.<\/strong><\/mark><\/p>\n\n\n<div class=\"gb-button-wrapper gb-button-wrapper-866747c0\">\n\n<a class=\"gb-button gb-button-555fa863 gb-button-text\" href=\"https:\/\/www.covertradie.com.au\/tradesman-insurance-quote\/\">Get A Quote By Email<\/a>\n\n\n\n<a class=\"gb-button gb-button-06dd6755 gb-button-text\" href=\"tel:+611300190535\">Call 1300 190 535<\/a>\n\n<\/div>\n\n<section class=\"gb-container gb-container-6ee17dc4\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-4d06bfd9 gb-headline-text\">With CoverTradie you get<\/p>\n\n\n<div class=\"gb-container gb-container-0d8dae9a\"><div class=\"gb-inside-container\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-ae02ff97 grid-border\">\n<div class=\"gb-grid-column gb-grid-column-93f4185c\"><div class=\"gb-container gb-container-93f4185c\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-fee003ce\"><span class=\"gb-icon\"><svg aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><strong>Solid Insurance Cover<\/strong><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-5b562405 gb-headline-text\">Get peace of mind that you & your family are well covered<\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-c272f1e0\"><div class=\"gb-container gb-container-c272f1e0\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-666eac6f\"><span class=\"gb-icon\"><svg viewBox=\"0 0 288 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"svg-inline--fa fa-dollar-sign fa-w-9\" data-icon=\"dollar-sign\" data-prefix=\"fas\" aria-hidden=\"true\"><path d=\"M209.2 233.4l-108-31.6C88.7 198.2 80 186.5 80 173.5c0-16.3 13.2-29.5 29.5-29.5h66.3c12.2 0 24.2 3.7 34.2 10.5 6.1 4.1 14.3 3.1 19.5-2l34.8-34c7.1-6.9 6.1-18.4-1.8-24.5C238 74.8 207.4 64.1 176 64V16c0-8.8-7.2-16-16-16h-32c-8.8 0-16 7.2-16 16v48h-2.5C45.8 64-5.4 118.7.5 183.6c4.2 46.1 39.4 83.6 83.8 96.6l102.5 30c12.5 3.7 21.2 15.3 21.2 28.3 0 16.3-13.2 29.5-29.5 29.5h-66.3C100 368 88 364.3 78 357.5c-6.1-4.1-14.3-3.1-19.5 2l-34.8 34c-7.1 6.9-6.1 18.4 1.8 24.5 24.5 19.2 55.1 29.9 86.5 30v48c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16v-48.2c46.6-.9 90.3-28.6 105.7-72.7 21.5-61.6-14.6-124.8-72.5-141.7z\" fill=\"currentColor\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><strong>Affordable Pricing<\/strong><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-3f22372f gb-headline-text\">Save money for the new ute, boat or for financial investments<\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-ba2075c9\"><div class=\"gb-container gb-container-ba2075c9\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-64d31ffe\"><span class=\"gb-icon\"><svg aria-hidden=\"true\" height=\"1em\" width=\"1em\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><strong>Great Service<\/strong><\/span><\/p>\n\n\n\n<p class=\"gb-headline gb-headline-d3f55349 gb-headline-text\">Professional insurance work, done quick and explained in plain English<\/p>\n\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"gb-button-wrapper gb-button-wrapper-46476499\">\n\n<a class=\"gb-button gb-button-11a67c08 gb-button-text\" href=\"https:\/\/www.covertradie.com.au\/tradesman-insurance-quote\/\">Get A Quote By Email<\/a>\n\n<\/div>\n<\/div><\/div>\n<\/div><\/section>\n\n<section class=\"gb-container gb-container-0242db43\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-251ea790 gb-headline-text\">Just like ordering an Uber, it\u2019s as Easy as\u2026<\/p>\n\n\n<div class=\"gb-grid-wrapper gb-grid-wrapper-d96d4cf4\">\n<div class=\"gb-grid-column gb-grid-column-807cf0c2\"><div class=\"gb-container gb-container-807cf0c2 shadow\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-f95b6c6c\"><span class=\"gb-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\"> <title>number2<\/title> <path d=\"M16 3c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13-5.82-13-13-13zM17.757 22.536h-2.469v-9.305c-0.901 0.841-1.964 1.463-3.188 1.867v-2.234c0.644-0.211 1.344-0.612 2.099-1.202s1.273-1.278 1.555-2.064h2.003v12.938z\"><\/path> <\/svg><\/span><span class=\"gb-headline-text\">Quick Phone Call<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\">No Forms to Complete \u2013 We do that for you.<\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-ffa171b0\"><div class=\"gb-container gb-container-ffa171b0 shadow\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-b566320f\"><span class=\"gb-icon\"><svg height=\"32\" viewBox=\"0 0 32 32\" width=\"32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m16 3c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13-5.82-13-13-13zm4.342 17.426v2.297h-8.656c.093-.867.374-1.688.843-2.465.468-.776 1.393-1.807 2.774-3.09 1.111-1.037 1.793-1.74 2.045-2.109.34-.51.51-1.014.51-1.512 0-.551-.147-.975-.441-1.271s-.7-.444-1.219-.444c-.512 0-.92.156-1.223.467s-.478.827-.523 1.549l-2.469-.247c.146-1.359.605-2.335 1.378-2.928s1.739-.888 2.898-.888c1.27 0 2.268.343 2.994 1.028s1.089 1.538 1.089 2.557c0 .58-.104 1.132-.312 1.656s-.537 1.074-.988 1.647c-.299.38-.839.929-1.621 1.644-.781.714-1.276 1.188-1.484 1.422s-.376.463-.505.686h4.91z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\">Get Your Options<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\">We do the heavy lifting of finding the right insurance for you.<\/p>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-c890f1d0\"><div class=\"gb-container gb-container-c890f1d0 shadow\"><div class=\"gb-inside-container\">\n\n<p class=\"gb-headline gb-headline-ded38358\"><span class=\"gb-icon\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\"> <title>number<\/title> <path d=\"M16 3c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13-5.82-13-13-13zM18.995 21.357c-0.826 0.797-1.854 1.194-3.086 1.194-1.166 0-2.133-0.335-2.9-1.005-0.769-0.67-1.214-1.545-1.337-2.627l2.391-0.289c0.076 0.607 0.281 1.071 0.616 1.393 0.333 0.321 0.738 0.482 1.213 0.482 0.51 0 0.939-0.194 1.289-0.582 0.348-0.387 0.522-0.909 0.522-1.566 0-0.621-0.167-1.115-0.501-1.479-0.335-0.364-0.742-0.545-1.223-0.545-0.317 0-0.695 0.062-1.136 0.184l0.272-1.997c0.668 0.018 1.178-0.127 1.529-0.434s0.526-0.715 0.526-1.224c0-0.433-0.128-0.777-0.385-1.035-0.258-0.257-0.599-0.386-1.025-0.386-0.421 0-0.779 0.146-1.077 0.438s-0.479 0.72-0.544 1.281l-2.281-0.386c0.158-0.782 0.397-1.407 0.717-1.875s0.765-0.835 1.336-1.103 1.212-0.401 1.921-0.401c1.213 0 2.186 0.387 2.918 1.161 0.604 0.633 0.905 1.348 0.905 2.145 0 1.131-0.619 2.034-1.858 2.708 0.739 0.158 1.33 0.513 1.772 1.063 0.443 0.551 0.664 1.215 0.664 1.994 0.001 1.132-0.412 2.095-1.238 2.891z\"><\/path> <\/svg><\/span><span class=\"gb-headline-text\">Pay And You Are Done<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\">Monthly or Annual Payment Options<\/p>\n\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"gb-button-wrapper gb-button-wrapper-f7abb3d3\">\n\n<a class=\"gb-button gb-button-9beeb856 gb-button-text\" href=\"tel:+611300190535\">Call 1300 190 535<\/a>\n\n<\/div>\n<\/div><\/section>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance-For-Plumbers\"><\/span>Insurance For Plumbers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Plumbers Insurance isn\u2019t rocket science. You just need a good understanding and plenty of experience to know how to get it right.<\/p>\n\n\n\n<p>The information below can be helpful and give you a good start.<\/p>\n\n\n\n<p>Firstly, The most commonly asked question by start up plumbers is:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-Insurance-does-a-plumber-need\"><\/span>What Insurance does a plumber need<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>At a very basic, for any business there are three main types of risks to manage:<\/p>\n\n\n\n<ul><li>Liability \u2013 for causing damage to others property or causing an injury<\/li><li>Property \u2013 risk of loss to your property like theft of Tradie Tools or Ute<\/li><li>Personal Injury \u2013 risk of injuring yourself at a worksite<\/li><li>Other risks depending on complexity of your business<\/li><\/ul>\n\n\n\n<p>Let&#8217;s look at them one at a time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plumbers-Liability-Insurance\"><\/span>Plumbers Liability Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<\/div><\/div>\n\n<div class=\"gb-container gb-container-689f8830\"><div class=\"gb-inside-container\">\n\n<p>Plumbers Liability Insurance is what protects you from financial claims of property damage and injury to others.<\/p>\n\n\n\n<p>If you want to make sure you are properly covered for those claims, you need to keep an eye on the policy conditions:<\/p>\n\n\n\n<p>Commonly observed conditions are like:<\/p>\n\n\n\n<ul><li>Height restrictions (3 Storey limit)<\/li><li>Higher excesses on water damage claims<\/li><li>Very high ($25,000 excess) on worker to worker injury claims (ask us what this means)<\/li><li>Clean claims history etc.<\/li><\/ul>\n\n\n\n<p><mark><strong><mark style=\"background-color:#FFFFFF\" class=\"has-inline-color\">Don&#8217;t just assume all policies or insurers are the same.<\/mark><\/strong><\/mark><\/p>\n\n\n\n<p>You want to make sure you have the right Plumbers Liability Insurance.<\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-button-wrapper gb-button-wrapper-866747c0\">\n\n<a class=\"gb-button gb-button-555fa863 gb-button-text\" href=\"https:\/\/www.covertradie.com.au\/tradesman-insurance-quote\/\">Get A Quote By Email<\/a>\n\n\n\n<a class=\"gb-button gb-button-06dd6755 gb-button-text\" href=\"tel:+611300190535\">Call 1300 190 535<\/a>\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Public-Liability-Insurance-for-Plumbers\"><\/span><a href=\"https:\/\/www.covertradie.com.au\/public-liability-insurance\/\" data-type=\"page\" data-id=\"2600\">Public Liability Insurance for Plumbers<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong><mark style=\"background-color:#FCB13B\" class=\"has-inline-color\">Claim Examples:<\/mark><\/strong><\/p>\n\n\n\n<ul><li>On a job to replace a dishwasher, the insured accidentally scratches the timber floor which results in a $2,000 claim<\/li><li>A plumber was trying to drill through a timber wall which had an invisible rot. On application of force, the long drill bit has violently gone through damaging the air-con unit on the outside. $2,500 claim by property owner.<\/li><\/ul>\n\n\n\n<p>Plumbing Public Liability Insurance comes in handy in both these situation. Minor claims but imagine your plumbing work fails in an apartment that is 10 storey\u2019s high which floods the entire floor and a couple of storeys below it.<\/p>\n\n\n\n<p>The repair bill is likely to be very high and that\u2019s why insurers put height restrictions on policies.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:#FCB13B\" class=\"has-inline-color\">Common Excesses:<\/mark><\/strong><\/p>\n\n\n\n<p>Every insurer we deal with has got a different view of the risk plumbers carry and apply different excesses to claims. Some of the example excess are below:<\/p>\n\n\n\n<p>Here in this example, there is an excess of $1,000 for Public Liability however an excess of $25,000 applies of there is an injury to a subcontractor on site.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"378\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-09-at-2.33.22-pm-1200x378.png\" alt=\"Various excesses applied to Plumbers Liability Insurance.\" class=\"wp-image-4675\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-09-at-2.33.22-pm-1200x378.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-09-at-2.33.22-pm-600x189.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-09-at-2.33.22-pm-300x95.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-09-at-2.33.22-pm-768x242.png 768w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-09-at-2.33.22-pm.png 1536w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>In the next one, we can see the insurer has a slightly different view point. This insurer charges a much higher excess for water damage claims which is $5,000.<\/p>\n\n\n\n<p>Their standard excess is also higher than the previous example but their injury to contractors excess is lower and sits at $10,000.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"199\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1-1200x199.png\" alt=\"Plumbing Insurance excess deductible charged by one of the insurers.\" class=\"wp-image-6406\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1-1200x199.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1-600x99.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1-300x50.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1-768x127.png 768w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1-1536x254.png 1536w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Plumbing-Insurance-1.png 1606w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>These variations in the policy can have an impact on the cost you incur for your Plumbers public liability insurance.<\/p>\n\n\n\n<p>It is important to understand that going after a cheap public liability Insurance for plumbers may not be a great idea because there are hidden costs in the form of excesses and policy exclusions.<\/p>\n\n\n<div class=\"gb-button-wrapper gb-button-wrapper-866747c0\">\n\n<a class=\"gb-button gb-button-555fa863 gb-button-text\" href=\"https:\/\/www.covertradie.com.au\/tradesman-insurance-quote\/\">Get A Quote By Email<\/a>\n\n\n\n<a class=\"gb-button gb-button-06dd6755 gb-button-text\" href=\"tel:+611300190535\">Call 1300 190 535<\/a>\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plumbing-Insurance-Victoria\"><\/span><a href=\"https:\/\/www.covertradie.com.au\/plumbers-insurance-victoria\/\" data-type=\"post\" data-id=\"4146\">Plumbing Insurance Victoria<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Victoria is a little unique when it comes to Plumbing Insurance. The public liability insurance for plumbers in Victoria needs to have consumer protection coverage built into it.<\/p>\n\n\n\n<p>On 20th June 2002, the Victorian government prescribed the minimum level of insurance that plumbers are required to have in two Ministerial Orders. You can read the detail here &#8211; <a href=\"https:\/\/www.vba.vic.gov.au\/plumbing\/renewals-other-requirements\/plumbing-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Licensed Plumbers General Insurance Order 2002<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plumbing-Insurance-Cost\"><\/span>Plumbing Insurance Cost<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you want to know how much does plumbing insurance cost, then we have to do a proper quote for you however we are confident to say Plumbers Liability Insurance Cost is higher than most other common trades.<\/p>\n\n\n\n<p>We did a quick check of some prices to see what it costs to get a $10 Million limit cover for a business with a turnover of $100,000.<\/p>\n\n\n\n<p>Plumbing Insurance cost was the highest compared to other trades.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_TradesComparison_10M_100K-1.png\" alt=\"Plumbing Insurance Cost comparison with other trades\" class=\"wp-image-6398\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_TradesComparison_10M_100K-1.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_TradesComparison_10M_100K-1-600x400.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_TradesComparison_10M_100K-1-300x200.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/L_TradesComparison_10M_100K-1-768x512.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n<div class=\"gb-button-wrapper gb-button-wrapper-866747c0\">\n\n<a class=\"gb-button gb-button-555fa863 gb-button-text\" href=\"https:\/\/www.covertradie.com.au\/tradesman-insurance-quote\/\">Get A Quote By Email<\/a>\n\n\n\n<a class=\"gb-button gb-button-06dd6755 gb-button-text\" href=\"tel:+611300190535\">Call 1300 190 535<\/a>\n\n<\/div>\n\n\n<h2 class=\"gb-headline gb-headline-f2247ca9 gb-headline-text\"><span class=\"ez-toc-section\" id=\"Plumbing-Business-Insurance\"><\/span>Plumbing Business Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are other risks in your business that need to be covered.<\/p>\n\n\n\n<p>These risks relate to your property like Tools of Trade, Tradie Van or Ute, Excavator or general stock.<\/p>\n\n\n\n<p>If your business carries white goods from warehouse to customer premises, those items can be and should be covered under a Marine Insurance policy.<\/p>\n\n\n\n<p>They can be covered under different types of policies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Income-Protection-Insurance-for-Plumbers\"><\/span>Income Protection Insurance for Plumbers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Male workers in trades and construction section have the highest rates of injuries out of all other occupation groups in Australia.<\/p>\n\n\n\n<p>Not all injuries are likely to be severe but some are that can prevent you from carrying on with your work and preventing you from earning your income.<\/p>\n\n\n\n<p>You can get <a href=\"https:\/\/www.covertradie.com.au\/personal-accident-insurance\/\" data-type=\"page\" data-id=\"2604\">Income Protection Insurance for Plumbers<\/a> to prevent your loss of income.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"684\" src=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-1200x684.png\" alt=\"Graph showing comparison of injury statistics for various occupations in Australia\" class=\"wp-image-4592\" srcset=\"https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-1200x684.png 1200w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-600x342.png 600w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-300x171.png 300w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-768x438.png 768w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-1536x876.png 1536w, https:\/\/www.covertradie.com.au\/wp-content\/uploads\/Screen-Shot-2021-03-08-at-10.29.42-am-2048x1168.png 2048w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption>Injury statistics ABS<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Plumbing Insurance Plumbing Insurance cost is increasing fast due to claim numbers Many insurers have already increased excess on water damage claims Some insurers avoiding plumbers with policy exclusions Without knowledge the risk of getting overcharged is high CoverTradie can help you get the right cover at cost effective rates. Insurance For Plumbers Plumbers Insurance &#8230; <a title=\"Plumbing Insurance\" class=\"read-more\" href=\"https:\/\/www.covertradie.com.au\/plumbing-insurance\/\" aria-label=\"Read more about Plumbing Insurance\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":3640,"parent":0,"menu_order":25,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/pages\/2614"}],"collection":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/comments?post=2614"}],"version-history":[{"count":24,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/pages\/2614\/revisions"}],"predecessor-version":[{"id":6562,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/pages\/2614\/revisions\/6562"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/media\/3640"}],"wp:attachment":[{"href":"https:\/\/www.covertradie.com.au\/wp-json\/wp\/v2\/media?parent=2614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}