Getting the right Plasterer Insurance means a policy that doesn’t cost too much and gives you the right cover.
With CoverTradie, you get the right Insurance for Plasterers that saves you money and helps avoid costly under-insurance.
Like ordering an Uber, getting insurance is as easy as…
Quick Phone Call
No Forms to Complete – We do that for you.
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We do the heavy lifting of finding the right insurance for you.
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Did you know there is no such thing as Plasterers Insurance. When most people mention Plasterers Insurance, they generally mean Public Liability Insurance for Plasterers. That is the main insurance you need to get your business going.
Having said that, you need more than just the public liability insurance. There are other insurances that you will need to insure a Plasterer Business. Insurance like Commercial Vehicles Insurance, Personal Injury, Tools Insurance and property insurance to protect your stock etc. are all very important.
Public Liability Insurance for Plasterers protects you against claims where you’ve been found responsible for damage to someones property or causing an injury or someone’s death as a result of your business activities.
Think about a situation where you’ve completed a plastering job and accidentally damaged electrical cables in the frame cavity. This results into a short circuit and a fire that damages the property significantly.
The parties involved sue you for damages, in a situation like that, your Public Liability Insurance for Plasterers policy will respond.
Many of your customers will ask for a certificate of currency before they give you a job. Frankly, you shouldn’t get it because someone is going to ask for a certificate, you should get it because it is the right thing to do.
There are different levels of cover available, $5M, $10M, $20M and more, depending on the type of contracts you pick.
Plasterers are seen as a very low risk occupation hence why the premiums are quite competitively priced.
Plasterer Insurance Cost is quite reasonable compared to some of the other trades we deal with regularly. A small business with a turnover of about $100,000 seeking a public liability insurance limit of $5M can expect to pay about $450.
Compared to others trades, this is quite low and to be fair, the risk of claims is much lower too. Give us a call to see how we may be able to save you money on insurance and a whole heap of trouble by setting up your policy correctly.