Excavator Insurance
For businesses Australia Wide:
- Earthmoving & Civil Contractors
- Landscapers, Plumbers & other Construction Trades
- Road builders
- Quarry operators & Mining
- Agriculture, Plantation or
- Plant Hire Businesses
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Insurance For Excavators – What does it cover?
Insurance for Excavators provides cover for loss or damage due to:
- an accident
- theft
- liability of personal injury or property damage (if the machine is registered)
Our experts can negotiate high cover limits for you at very reasonable rates with low excesses!
Best Excavator Insurance
With CoverTradie you get
Solid Insurance Cover
Get peace of mind that you & your family are well covered
Affordable Pricing
Save money for the new ute, boat or for financial investments
Great Service
Professional insurance work, done quick and explained in plain English
Getting insurance with CoverTradie is as easy as…1,2,3
Quick Phone Call
No Forms to Complete – We do that for you
Get Your Options
We do the heavy lifting of finding the right insurance for you
Pay And You Are Done
Monthly or Annual Payment Options
Insurance for Excavators – Claim Examples
Excavator Insurance Claim Example 1
- Type of damage – Impact
- Value of damage – $7,661
After a hard day’s work, one of our clients decided to grab something to eat from the local supermarket.
The entry to the outdoor carpark had a height restriction steel gantry that was tall enough for the Hilux however being tired, the client didn’t think of how high the excavator would be particularly when mounted on the trailer.
As you can imagine, the ute has gone through however the excavator has smashed into the gantry damaging the the glass roof etc. See claim description below:




Excavator Insurance Claim Example 2
- Type of damage – Power lines contact
- Value of damage – $9,599
The insured was operating a large (25T) Hyundai Excavator when the boom has come in contact with the overhead powerlines resulting in damage to the boom hydraulic cylinder.
See attached quote to fix which was accepted by the insurer and costs paid.
Excavator Insurance Cost
After all this newly found information, you may wonder then How much is excavator insurance?
Excavator Insurance cost varies on a range of factors like, the occupation of the customer, whether the machine is used certain geographic locations, the value of the machine and accessories.
Also an important consideration is that whether your insurance broker is willing to go the extra mile in searching the right insurer and also bargaining hard for you.
Excavator Insurance costs range from $900 -$1000 for the year for a mini excavator used in plumbing work.
Excavator Insurance Cost Per Month
Based on an annual premium of $1000, adding roughly 8% premium funding interest plus admin fee, you can expect to pay about $94 per month.
Depending on the value of the machine, the premiums can be different for different factors.
Excavator Insurance Online Quote
Submit your details using the get a quote by email button below and we will organise a quote sent to you via email, saving you the time on the phone during business hours. Give CoverTradie a try, Your professional Excavator Insurance Brokers
mini excavator insurance
For Mini Excavator Insurance we deal with many insurers and they are all good. What matters when setting up insurance with them is to check thoroughly their coverage, excess structure and claims experience.
