Are you looking to get Electrician Insurance? Great, you’ve come to the right place. We specialise in insurance for Tradies and can help you out with all your insurance needs.
We work closely with you to make sure you have the right cover
Our process is pretty simple, we make sure that we:
- Learn about your business and define your insurance needs
- Organise multiple quotes from our panel of insurers
- Analyse & present options, place cover and manage the admin
- Support you at claims time
The benefit of that is:
- You have Peace of Mind with the right cover.
- You save time – as we do all the work.
- Best deal for you – we make the insurers compete for your business.
- You feel confident – we are there to support you at claims time.
Promise, You’ll be delighted with our work, put us to the test.
What is Electrician’s Insurance?
People often call it Electrician Insurance but it’s a general term for a group of insurances relevant to an electrical contractors’ businesses. There are many types of insurances available but the cornerstone insurance that you will need is the Public Liability Insurance.
Electrician’s Public Liability Insurance
Public liability Insurance protects your business against financial loss if your business results in someone’s death or injury or damage to their property .
As you know that in spite of all the controls, mistakes do happen in business. With electrician’s work, those mistakes tend to pose a serious fire and electrocution hazard. It could result in a bodily injury or damage to someone else’s property. Public Liability Insurance policy protects your business from such risks.
We organise Public Liability Insurance for Tradies all the time. In fact that is the most common insurance policy we do for Electricians.
Commercial Vehicle Insurance
Your business use vehicles need to be insured under a commercial vehicle insurance policy. You need to include the cost of signage and the shelving etc. in the agreed value of the policy. Insure your vehicle under agreed value, always! It may cost a little more but you get the peace of mind.
If you are a company with more than 10 vehicles, raring to go every morning at 6:30 for all the bookings you have been taking. Fleet insurance will be the more cost effective option for you then.
Professional Indemnity Insurance
Electricians are involved in the design work of electrical services in addition to installation. As a result, you run the risk of giving incorrect advice as part of the design work.
To cover you against the risk of providing wrong advice, you need to have Professional Indemnity Insurance as part of your Electrical Contractors Insurance program. Talk to us to find out more.
Personal Injury and Sickness Insurance
There are a lot of stories about people getting injured or even dying working with electricity. People get injuries due to electrical shock, burn injuries like those due to arc flashes and explosions. Then there are the falls, just due to loss of balance or caused by an electric shock sending the electrician flying through the air. With all these risks in your trade, your income needs to be protected if you were to get hurt.
Personal Injury and Sickness Insurance that continued to pay you a wage or a lump sum if you got injured is a very desirable insurance for Electricians. Speak to us if you have questions about this type of insurance and how we may be able to help.
What other insurances can form part of “Electrician Insurance” program?
If you are just starting out, the cornerstone insurance is the Electricians public Liability Insurance. You will need to add the Commercial Vehicle Insurance to it.
There are a range of other insurances that are very useful for your Electrician business, see list below:
- Property Insurance
- Business Interruption
- Management Liability
- Tax Probe
We would be absolutely delighted to help you out no matter what your insurance needs are.