Cleaning Insurance Done Properly
Cleaning Insurance
With CoverTradie you get
Solid Insurance Cover
Get peace of mind that you & your family are well covered
Affordable Pricing
Save money for the new ute, boat or for financial investments
Great Service
Professional insurance work, done quick and explained in plain English
Just like ordering an Uber, it’s as Easy as…
Quick Phone Call
To get some basic info about your business.
Get Your Options
We do the heavy lifting of finding the right insurance for you.
Pay And You Are Done
Monthly or Annual Payment Options.
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Why choose CoverTradie?
Avoid
- Insurance doubts
- Getting ripped-off
- Unpaid claims
Get
- Clarity of cover
- Sharp pricing
- Managed Claims
insurance for cleaning business
The most important insurance for a cleaning business is the public liability insurance.
The main considerations for Cleaning Business Insurance are in relation to public liability risk and you will find that most insurers are pretty hesitant in offering cover to cleaning businesses who work during business hours in high risk & high traffic areas – most particularly public places like shopping centres etc. See example below of an exclusion on a policy.
This is because among the members of general public, there are people of all sorts of abilities and awareness who may not notice a wet floor for example and slip and hurt themselves.
Even for office cleaners insurance, the insurers really want cleaners to be working after hours as there have been examples of people tripping over vaccum cleaner cables etc. leading to injury claims.
So having your insurance set up correctly is a pretty important thing to do.
Best Cleaning Insurance
CoverTradie is Australia’s most reliable Tradie Insurance Broker. We will do your Cleaning Insurance properly and promptly.
Check our glowing 5 star Google Reviews
Cleaning Business Insurance
Cleaning Business Insurance is one of the more expensive insurances to get compared to some other occupations.
The reason being the higher risk of public liability risks associated with this occupation which can be:
- Slip and trip injuries to members of general public
- Injuries sustained to people due to use of strong chemicals that result in:
- Skin irritation
- Inhalation/breathing issues
See example below of a policy condition that insurer has put. It is very important to get the right cleaners insurance so that you are properly covered.
Cleaning Insurance Quote
Cleaning Public Liability Insurance
Avoid under-insurance and save money on your Public Liability Insurance
There are countless stories of badly set-up Public Liability Insurance policies that are confusing to understand, full of exclusions and way too expensive.
CoverTradie has a simple process that cuts through the insurance industry red-tape to get you hitting the insurance “sweet-spot”. This means you are never under-insured or paying too much for your insurance.
3 Things You Should Focus On When Getting Your Cleaning Public Liability Insurance.
Coverage
Your exact Occupation must be displayed on your policy.
Exclusions
Sneaky little things that must be avoided. Check those.
Affordability
Low prices and an ability to pay monthly.
Cleaners Insurance
As a cleaning business operator, you are likely to have in possession the keys that belong to other people. Its important that your insurer actually provides you cover for that. See a policy condition example below:
cleaning insurance for self employed
As mentioned previously, when you have decided to take a plunge and start your own cleaning business, seeking out the right insurance can be one of the most important things you can do.
You are likely to see one of our brokers ask you in detail about the nature of jobs you plan to undertake. For example, are you cleaning:
- Schools
- Nursing homes
- Shopping centres
- Offices
- Is it internal cleaning only or external also
- Is there any element of pest control involved in your work
All of these things can have an impact on what type of policy you end up with. No matter what you plan to do, get in touch with us. We will help you get the right:
insurance for self employed cleaners
Cleaning Insurance Reviews
See what our customers are saying…
I have been extremely impressed with the service we have received using CoverTradie.
We recently had an unfortunate break in at a property my business styled for sale. Our previous experience with insurance brokers had been terrible and took 6 months to get a simple claim approved for us. This was not the case with CoverTradie.
The claim was approved in a day, the process was extremely simple and efficient and the customer service was exemplary. It was such a relief to have such an easy process and we were so pleased we had changed to CoverTradie to be our insurance broker.
Due to this excellent service, I have also engaged CoverTradie to do the insurance on my personal property and contents insurance, as well as the contents insurance for my business and car insurance for my business.
I could not recommend their services more. They provide a smooth, stress free and highly efficient service that puts me as a business owner (and home owner) at complete ease.
We are very happy with the service and professionalism of Cover Tradie.
We know that our business insurance needs have been taken care of and that we are in good hands with the policy that has been selected for us.
We whole heartedly recommend any trades businesses out there looking for insurance to go with Cover Tradie.
CoverTradie was great at ensuring our plumbing business gets the right cover! They were responsive and gave us all of our options! Super reliable and easy to work with!
Frequently Asked Questions (FAQ) Cleaning Insurance
Can I pay insurance via monthly instalments?
Yes, we can organise a premium funding arrangement so that you can pay your premium in monthly instalments.
Does this insurance cover my employees?
It depends what the issue is! If one of your employees has caused a damage to a third-party on a job site, then yes, the public liability policy should responds. If however your employee has got hurt at a job site, then your workers compensation policy should respond or your group personal accident insurance if you have taken one.
Are subcontractors covered under my Cleaning Insurance?
Work done by subcontractors needs to be notified to your insurers, usually the total amount expected to be paid to the subcontractors and whether subbies have their own insurance policies or not.
Are my tools covered?
If you have taken out General Property cover or Tools insurance then you should be able to make a claim, depending on the terms and conditions and the limits of the policy. Talk to us and we can help you get the right insurance.
Are my tools covered if they are stolen from my vehicle?
As above, theft of tools from vehicles is covered under a General Property policy. Give us a call on 1300 190 535 to discuss.
Is my work trailer covered under insurance?
Trailers need to be insured under a motor vehicle policy, its not covered under your public liability insurance.
Am I covered for work not related to my occupation?
Usually the answer is no in 99.99% cases but let us know if you would like to discuss. Give us a call on 1300 190 535 or Get a Quote By Email.
Affordable Cleaning Insurance Australia
No matter where you are in the country, we can sort out your Cleaning insurance.