Builders Insurance

Do you need Builders Insurance? Great! You've come to the right place. We specialise in Builders and Tradie Insurances and we can sort your insurance need or happily answer any questions that you may have.

What is Builders Insurance?

Builders Insurance is a common term used to describe a set of insurances that you need to protect your Builders business. Insurances that cover the Public Liability risk of your business, Material Damage of your projects whilst they are being built and the Professional Indemnity element that might be incidental to your business. You'll be able to read more about it below but don't worry if it all sounds complex. Talk to us and we can help.

What individual insurances make up Builders Insurance?

Contract Works Insurance covers

  • Material Damage
  • Public & Products Liability Insurance

Commercial Vehicle Insurance covers

  • Accidental loss, damage
  • Vehicle Theft
  • Theft of Trailer etc

Personal Accident & Sickness Insurance covers

  • Lost income
  • Business Expenses
  • Lumpsum benefits for
    • Death
    • Disablement

A combination of these three insurances means that for the fundamental risks to your business, assets and you as a person can be covered.

If it sounds complex or you have a burning question, don’t worry, happy to chat or talk.

If your business is already established, your insurance program will be more complex. If you have staff, you’d need to have WorkCover insurance in place, you may have a fleet of vehicles that need to be covered. Perhaps you operate out of a factory, warehouse, where you maintain a level of stock so Property Insurance might be relevant to you along with insurance for business interruption or tax audit etc.

You may also need Management Liability Insurance

But you don’t need to do a PhD in this, our insurance nerds will discuss with you to fine tune what is the most cost effective way of protecting your business.

How much does Builders Insurance Cost?

Builders Insurance is provided by mainstream insurers in Australia along with a range of Lloyd’s security underwriting agencies. Fortunately, insurers are competing against each other to win your business keeping the prices in check.

We can get multiple Builders Insurance quotes on your behalf saving you the time to focus on your work. As this is what we do for a living, we have a good understanding of which insurers offer good product and pricing for Builder’s Insurance. You don’t need to reinvent the wheel, let us sort it out for you and all quotes are free and obligation free.


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